ARMF (ARM Financial) is an AUSTRAC-registered Australian remittance provider. Send money overseas from AUD with a live exchange rate and one clear fee shown before you confirm, and track every transfer to payout.

Are transfers fast and secure?

Yes. ARMF applies AML/CTF, sanctions and fraud controls with encryption and monitoring, and every transfer is tracked from payment to payout. Delivery times depend on the destination and receiving partner.

Which countries can I send money to?

ARMF delivers remittances from AUD to 76+ receive countries including India, Pakistan, the Philippines, Bangladesh, Nepal, Vietnam and Nigeria, with live exchange rates shown before you send.

How do I connect with the ARMF support team?

You can contact support via email at support@armf.com or phone at +61-3-8679-2233. Our team will get back to you as soon as possible.

Why ARMF

Money transfers that put you first

ARM Financial is an Australian, AUSTRAC-registered remittance service built for one job: helping you send money home with a clear rate, one upfront fee and support you can count on.

Start a transfer See where we send

Why ARMF

Clear pricing. Regulated. Tracked to payout.

A live quote, one clear fee, AUSTRAC-registered compliance and status updates until your money arrives.

PricingClear fee

FXLive quote

SafetyChecks built in

OutcomeTrack to payout

See how it works

Six reasons to choose ARMF

Everything you need to send with confidence

Remittance only. No wallets, no cards, no investment products.

Transparent pricing

Real exchange rates and one clear fee, shown before you send.

Trusted & compliant

AUSTRAC-registered, with AML/CTF and sanctions checks on every transfer.

Secure by design

Encryption, monitoring and fraud controls protect every transfer end to end.

Dependable support

A real team in Australia that answers when you need a hand.

Growing network

76+ payout destinations, with more corridors added over time.

Built for sending money home

One journey, quote to payout, kept simple and clear.

Growing network

One transfer away from the world

Send from AUD to a payout network that keeps growing.

76+payout destinations

1clear upfront fee

Registered & accountable

Compliance you can verify

ARM Financial Services Pty Ltd operates as a registered remittance business under Australian rules, with independent dispute resolution available if you ever need it.

AUSTRAC-registeredRegistered remittance provider under Australian AML/CTF law.

AFCA memberIndependent external dispute resolution through AFCA.

Melbourne, AustraliaLocally based and supporting customers who send from AUD.