Cookie Policy
Explains how ARMF uses cookies, analytics and similar technologies on its websites.
About this Cookie Policy
This Cookie Policy explains how ARM Financial Services Pty Ltd trading as ARM Financial and ARMF uses cookies and similar technologies when you visit armf.com and other ARMF webpages that link to this Policy.
This Policy should be read with our Privacy Policy, which explains how we collect, use, disclose and protect personal information more generally.
What are cookies and similar technologies?
Cookies are small text files stored on your browser or device when you visit a website. They can help a website function, remember settings, support security and provide information about how the website is used.
We use the term "cookies" in this Policy to include comparable technologies such as local storage, software development kit identifiers, tags, pixels and similar online tracking technologies where they perform a similar function.
Categories of technologies we may use
| Category | Purpose | ARMF approach |
|---|---|---|
| Strictly necessary | Security, authentication, fraud prevention, load balancing, session management and remembering privacy choices. | Always active where required for the requested service. |
| Analytics and performance | Understanding visits, traffic, page performance, errors and how users interact with the Website so we can improve it. | Optional. Activated in accordance with your Cookie Preferences. |
| Functionality | Remembering non-essential choices or enabling enhanced features and communications tools. | Optional where the feature is not essential. |
| Marketing and advertising | Measuring campaigns or supporting targeted advertising where ARMF chooses to use such technology. | Optional and not activated unless permitted by your choices and applicable law. |
Analytics
ARMF may use analytics tools, including Google Analytics 4 (GA4), to understand Website usage and performance. Where analytics is optional, ARMF configures the Website so that the relevant analytics technology is used in accordance with the preference you select.
Analytics information may include pages viewed, approximate location derived from network information, device and browser information, referral source, session information and interactions with Website features. Depending on configuration and the data available to a provider, some of this information may constitute personal information under Australian privacy law.
Tracking pixels and similar third-party tools
If ARMF deploys a third-party tracking pixel, tag or similar technology, we will assess the information it collects, the purpose of collection, the third party receiving the information and any overseas disclosure risks.
ARMF seeks to avoid configuring tracking technologies so that sensitive identity, KYC, payment or transaction information is disclosed to advertising or analytics platforms. Optional marketing technologies should not be deployed on authenticated transaction, identity-verification or other sensitive customer flows unless specifically assessed and approved.
Cookie inventory
The specific cookies and technologies used on the Website may change as the Website develops. The current cookie inventory, including available category, purpose and duration information, should be maintained in the Cookie Preferences interface accessible from the Website footer.
This approach allows the Website to display the current technical inventory without requiring this Policy to list cookie names that may become outdated when a provider changes its implementation.
Managing your preferences
You can review or change available non-essential cookie choices by selecting "Cookie Preferences" in the Website footer. Where the tool supports category-level choices, you can accept or reject optional categories and save your selection.
Strictly necessary cookies cannot generally be disabled through our preference tool because they are required to deliver core functionality or protect the Website. You may be able to block them using browser controls, but doing so may cause parts of the Website to stop working correctly.
Browser controls
Most browsers allow you to view, delete or block cookies. Browser settings vary by provider and device. Blocking all cookies may affect Website functionality, and deleting cookies may cause your saved preferences to be forgotten.
Direct marketing and online advertising
Where personal information is used for direct marketing or targeted online advertising, ARMF will provide an appropriate means to opt out and will handle the information in accordance with applicable privacy and electronic-marketing requirements.
ARMF does not sell personal information to third parties for their independent marketing purposes.
Overseas processing
Some analytics, cloud or technology providers may process information outside Australia. Where personal information is disclosed overseas, ARMF handles the disclosure in accordance with its Privacy Policy and applicable Australian Privacy Principle requirements.
Changes to this Policy
We may update this Cookie Policy when our technology, providers, Website features or legal obligations change. The latest version will be published on the Website with an updated effective or last-updated date.
Privacy contact
ARM Financial Services Pty Ltd | ABN 35 659 595 570 | ACN 659 595 570
Suite 110, Level 1, 530 Little Collins Street, Melbourne VIC 3000, Australia
Email: privacy@armf.com | Phone: +61 3 8679 2233 | Website: armf.com