Indicative exchange rate
See the rate applied to your remittance.
For Business
Send cross-border remittances for your business.
Send cross-border remittances from Australia to supported corridors. ARMF is an AUSTRAC-registered remittance dealer (IRD - AAN 100812026). When you send AUD, the recipient receives funds in the local currency of the destination country. The remittance transfer fee and indicative exchange rate are disclosed before you confirm the transaction.
Pay the way business works
Your recipient receives funds in their local currency.
Send AUD from Australia your recipient receives funds in the local currency of the supported destination. ARMF is a remittance dealer and does not hold foreign currency on your behalf or offer FX contracts. The indicative exchange rate, remittance transfer fee, and estimated recipient amount are disclosed before you confirm the remittance instruction.
View supported Countries
Your suppliers, your payments
Send remittances to overseas recipients.
Send one-off or recurring cross-border remittances to overseas recipients across supported corridors. ARMF is an AUSTRAC-registered remittance dealer it does not settle invoices, act as a payment intermediary, or provide a payment facility under the Corporations Act 2001 (Cth). Remittance transfer fees and indicative exchange rates are disclosed before you confirm each instruction.
Pay people wherever they work
Send remittances to overseas contractors and recipients.
Send cross-border remittances from Australia to overseas recipients including contractors and consultants. ARMF transmits remittance instructions to a recipient's nominated bank account in the destination country. ARMF does not provide payroll services, payment facilitation, or any financial product under Ch. 7 of the Corporations Act 2001 (Cth).
Transfer Now
Know before you send
See the numbers that matter.
Before you approve a payment, you'll know the exchange rate, transfer fee and amount your recipient is due to receive.
Remittance transfer fee
Full fee disclosed before you confirm
Remittance status
Track your transfer through to payout.
Payments that fit your business
Remittances That Fit Your Business
Send a single cross-border remittance or recurring remittance instructions as your business requires. ARMF provides remittance services it does not settle invoices or provide a payment facility. Each remittance instruction is processed individually under ARMF's AUSTRAC IRD registration.
Explore Payments
From Australia to the world
Wherever business takes you.
Your next supplier might be in Singapore. Your contractor might be in India. Your team might be in the Philippines.
ARMF helps Australian businesses send money across supported international corridors, without making every destination a new process to learn.
Grow without adding more complexity
More markets. More relationships. More payments.
International growth brings new suppliers, partners, contractors and teams. ARMF gives you a straightforward way to manage the money that moves between them, so your payment process can keep pace as your business grows.
Get started
Made for real business
Cross-border remittance for the transactions that matter.
Supplier Remittances
Send payments to overseas suppliers of products, stock, and services.
Contractor Remittances
Send payments to international freelancers and specialists.
International Team Remittances
Send payments to employees and team members working in supported destination countries.
Recurring Remittances
Send one-off or recurring cross-border remittance instructions across supported corridors.
Set up once. Get on with business.
A straightforward way to get started.
REGISTER
Create your ARMF business account and provide your business details.
VERIFY
Complete identity verification and AML/CTF due diligence in accordance with ARMF's obligations as an AUSTRAC-registered IRD.
ADD
Add your supplier, contractor or other recipient.
PAY
Review the indicative exchange rate and remittance transfer fee, confirm your remittance instruction, and track the transfer through to recipient payout.
Built on trust
When your business moves money, every detail matters.
ARMF provides cross-border remittance services exclusively to customers based in Australia. ARMF is registered with AUSTRAC as an Independent Remittance Dealer (IRD) - AAN 100812026. AML/CTF compliance, transaction security, and customer protection are fundamental to how we operate.
Supplier invoicesContractor paymentsTeam paymentsBusiness commitments