Create your ARMF account
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馃嚞馃嚟 AUD to GHS
Send Money from Australia to Ghana
Send money from Australia to Ghana safely with ARMF. Compare live exchange rates, low fees, and track every transfer instantly.
Live, real-time exchange rates shown upfront Low, transparent fees with no hidden charges Track your transfer in real time, from send to delivery
Send money to Ghana How to Send Money
How to Send Money from Australia to Ghana
Enter your transfer details
Choose Ghana as your destination and enter how much you want to send.
Send and track
Add your recipient, confirm your transfer, and track its progress through ARMF.
Why Send Money with ARMF?
ARMF gives you real-time mid-market exchange rates, upfront fees with no hidden charges, and a simple way to send money to over 40 countries from Australia, tracked in one app.
Your Money, Kept Secure
ARMF is regulated by financial authorities including ASIC in Australia and complies with PCI DSS standards, using bank-grade encryption and regular fraud monitoring to protect your money and personal information.
What Makes ARMF Different
ARMF connects Australia to Ghana through a real-time transfer corridor, using live mid-market exchange rates instead of the marked-up rates many banks and providers apply. There are no hidden fees the cost is always shown before you confirm and with corridors to 40+ countries and growing, ARMF is built for people who send money regularly and want a provider they can rely on.
Ways to Send Money
Ways to Send Money
ARMF gives you several ways to fund a transfer to Ghana, so you can choose whatever is most convenient:
Bank transfer
Pay directly from your Australian bank account.
Debit or credit card
Fund your transfer instantly.
A Fast, Transparent Way to Send Money
ARMF is one of the cheapest and fastest ways to send money to Ghana, using real-time mid-market exchange rates with no hidden fees and a low, transparent transfer fee. Most transfers arrive within minutes to one business day, tracked automatically.
Your Money, Kept Secure
ARMF is regulated by financial authorities including ASIC in Australia and complies with PCI DSS standards, using bank-grade encryption and regular fraud monitoring to protect your money and personal information.
ARMF Mobile App
Send Money to Ghana with the ARMF Mobile App
Send money on the go with the ARMF app, wherever you are.
Currently in testing limited features available Early access users can send money and track transfers Full public launch coming soon
Frequently Asked Questions
Frequently Asked Questions
How do I send money from Australia to Ghana?
Create an ARMF account, complete the required checks, enter your transfer details, add your recipient, check the exchange rate and fee, and confirm your transfer.
What currency will my recipient receive?
Your recipient receives GHS, subject to the availability of the Australia to Ghana transfer.
How long does a transfer take?
Most transfers arrive within minutes to one business day once your payment reaches us. You'll see an estimate before you confirm.
Are there any limits?
Limits depend on your verification level and destination. Your available limit is shown when you set up a transfer.
Can I cancel or correct a transfer?
If it hasn't been paid out yet, contact support straight away and we'll hold, correct or cancel it. Delivered transfers can't be reversed, so double-check the details first.
What does it cost?
One upfront fee plus the exchange rate, both shown before you confirm, with no hidden deductions.
Is Ghana supported?
Yes, Ghana is a supported ARMF destination.
Ready to send
Send money to Ghana Ready to send money to Ghana?
Send money from Australia with clear exchange rates, upfront fees and transfer tracking.
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